Profit is not wealth. Somebody has to manage the conversion.
Your business is profitable. Your returns are lodged. Your loans are competitive. And after twenty years, plenty of owners still have no meaningful wealth outside the business - because every dollar went to the ATO, to lifestyle, or back in, and nobody was ever accountable for the split. This is the engagement that makes someone accountable.
James Webb
CEO & Founder
Chris Tinta
Co-Founder & Director
One relationship, accountable people behind it - with the whole LINK group down the hall.
Every dollar of profit goes to one of four places.
Most owners have no framework for the split - so investment becomes the residual, and in a lean year it's nothing. Managing that allocation deliberately, every year, is the product.
1
Tax
What the ATO takes - minimised by structure, not wishful thinking.
2
Living
What the household actually costs - known, not guessed.
3
Debt
What gets paid down - deliberate, not default.
4
Investment
What compounds outside the business - first, not whatever's left.
The destination: work becomes optional.
Enough assets outside the business to fund the household - so continuing to work is a choice, not a requirement. Two numbers, documented, endorsed by the household. It doesn't require you to want to stop. Most of our clients don't. It requires knowing you could.
Number one
What your household costs to run
Number two
The asset base, outside the business, that funds it
Structure is the engine.
Most clients are not in the right vehicle. Converting a trading trust to a trading company. Inserting a holding company above an existing one. Adding an SMSF. The holding company then runs as a wealth-creation vehicle alongside super, with leverage applied where it suits. This is the technical core - and it's where the capability shows.
What you're buying is sequence.
Every individual strategy here is available from any good firm in Brisbane. The right move, in the right order, at the right time, with the numbers already known and nobody needing to be briefed - is not. Assemble three good specialists yourself and you will never get them coordinating at the frequency this requires.
One relationship. Four disciplines behind it.
This doesn't sit in a division. Advisors and Wealth are the working core - collaborating on the same goals, for the same household, in the same room, on the same document. Neither can answer the allocation question alone.
Chris Tinta · Co-Founder & Director
Owns the structure, the entities, the tax position - what is actually available to allocate.
Richard Leal · Managing Director
Owns the destination - what the accumulation is for, the sequencing against super, and the insurance that guarantees the plan.
Hugh Dellit · Co-Founder & Director
Makes leverage deliberate - capacity known before the structure is chosen, capital access when it serves the plan.
Emma Pollard · Director
Keeps it real time - franking, dividend timing and allocation decisions run on current numbers, not April's accounts.
A Client Director owns it all. Not a technician, and no sales target - which is exactly what makes “you're already structured correctly, do nothing” a costless thing for them to say.
The journey: a project, then an annuity.
First 100 days
- The diagnostic - where every dollar of profit has actually been going
- Your work-optional number, defined and documented with the household
- The allocation decision across the four destinations
- The restructure - priced upfront, delivered as a project
Every year after
- Advisors and Wealth in the same room, on the same document, on your allocation
- Progress measured against your work-optional number
- You, held accountable to the plan - that's the point
Order matters: the vehicle can't be chosen until we know what's being accumulated and for how long. The restructure is priced upfront, so year one has a concrete deliverable - not a plan and a promise.
Built for a narrow band of clients.
The gate is objective and published: $500,000 of annual profit, including directors' salaries. This is a wealth-creation, tax-minimisation and efficiency pathway - it is not turnaround, and it is not profit improvement.
General information only - not personal tax, legal or financial advice.